does blue cross blue shield federal cover breast augmentation
Applied behavior analysis (ABA) and related services for any condition other than an autism spectrum disorder. Each member of a Basic Option plan who has Medicare Part A and Part B can get reimbursed up to $800 per year for paying their Medicare Part B premiums. <> One (1) per affected side every 24 months, One (1) per affected side every 24 months. Includes codes L8020, L8030, L8031, L8032, and L8039. Services, drugs, or supplies that are not medically necessary. It will, though, cover breast implants for women who have had mastectomies due to breast cancer. Find out who qualifies for Blue Cross Blue Shield breast reduction coverage. ID 1-800-472-2689TTY 711). and SM Service Marks are the property of their respective owners. I don't know if silicone or saline is best & not sure on either a C or D cup. 3You must be the contract holder or spouse, 18 or older, on a Standard or Basic Option Plan to earn incentive rewards. Breast prosthesis, not otherwise specified. Applied behavior analysis (ABA) services and related services performed as part of an educational program; or provided in or by a school/educational setting; or provided as a replacement for services that are the responsibility of the educational system. Self Plus One biweekly premiums will be $114.25 WebThe reason we cant give a simple yes or no answer is because every insurance company handles cosmetic surgery procedures differently, and since breast implant removal is considered cosmetic surgery, youll have to consult your plans list of covered benefits to determine how much, if any, your insurance company will pay toward this procedure. ! Mastectomy for fibrocystic breasts not meeting the criteria as indicated in this policy is considered not medically necessary. , 1-800-472-2689(: 711). Dr. Mosser is always actively working with insurance companies to negotiate contracts. Hello.Thank you for your questions. Because breast augmentation is a cosmetic procedure, there is no insurance coverage from any carrier I am aware WebScreening uses include screening for breast cancer in patients who are at high genetic risk for breast cancer. Were proud to provide comprehensive services and compassionate support for our transgender members. ***Contractureshave been graded according to the Baker Classification which is outlined below: Grade I: Augmented breast feels as soft as a normal breast. The presence of symptoms related to your large breast size such as neck/back/shoulder pain are important in showing medical necessity, which it sounds like you have from your FEP Blue Focus: Among the changes include enhanced hypertension management and pregnancy care incentive programs, dental and vision benefits for children and the addition of a discounted supplemental international travel insurance through GeoBlue. Members must consult their applicable benefit plans or contact a Member Services representative for specific coverage information. Click here to get more details on gender-affirming benefits and coverage, or call 1-888-243-4420. : , , : .. of breast tissue removed from each breast and who meet the following criteria: Presence of one or more of the following : A cervical or thoracic pain syndrome (upper back and shoulder pain), in which interference with daily activities or work has been documented. %PDF-1.5 % Breast prosthesis, silicone or equal, with integral adhesive. Please go to bcbsfepdental.com to see the full list of regional rates. Implantable breast prosthesis, silicone or equal. Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Before making a final decision, please read the Plans federal brochure (RI 71-005). %%EOF Grade IV: Breast is hard, painful, cold, tender, and distorted. Research costs (costs related to conducting a clinical trial such as research physician and nurse time, analysis of results, and clinical tests performed only for research purposes). ATTENZIONE: se parlate italiano, sono disponibili per voi servizi gratuiti di assistenza linguistica. This is all new to me & I've wanted implants since my teenage years. The exclusions in this Section apply to all benefits. 0 -4f$&mGI $40copay for specialists1, $0 for first 2 visits BCBS FEP Vision plans will offer a second eye exam, frame and second pair of lenses when a prescription changes for children aged 13 and under. As we continue to navigate an unprecedented health crisis, Blue Cross Blue Shield FEP health, dental and vision members know they can count on us to make sure affordable and comprehensive health care is accessible no matter where they are, said William A. Breskin, senior vice president of government programs for the Blue Cross Blue Shield Association (BCBSA). National Research Center for Women and Families: "What You Need to Know about Breast Implants." Sometimes, we can even pave the way to get a contract between your insurance company and our office so that future patients who have the same insurance can benefit as well. Blue Cross Blue Shield healthcare plans may cover breast reduction surgery. Blue Cross and Blue Shield of North Carolina will not assign specific length of stay for patients having a mastectomy. Call 1-888-243-4420, and please let us know your preferred name and your pronouns. hbbd```b``3A$dll{0&S*`@RfKk@d7 Dm`:$5s2012 e bh This includes all stages of reconstruction of the breast on which the mastectomy has been performed, surgery and reconstruction of the other breast to produce a symmetrical appearance and prostheses and treatment of physical complications of all stages of the mastectomy including lymphedemas. Clinical payment and coding policies are based on criteria developed by specialized professional societies, national guidelines (e.g. Llame al nmero de Servicio al Cliente que figura en su tarjeta de identificacin llamada1-800-472-2689 (TTY: 711). Self and Family biweekly premiums will be $314.11 Two (2) within 12 months for fabric, foam, or fiber-filled breast prostheses per affected side. Step 2: Place 250 cc of rice on one side and 300 cc on the other side. Surgery on the contralateral breast to produce symmetry not meeting the criteria as indicated in this policy is considered not medically necessary. 2021 Blue Cross and Blue Shield of Massachusetts, Inc., or Blue Cross and Blue Shield of Massachusetts HMO Blue, Inc. Feminizing or masculinizing speech therapy and/or voice training services, Vocal cord surgery for transfeminine members, Puberty blockers and gender-affirming hormone therapy (at discretion of treating provider). X%XqH v3^w)LSxQ BKJ/7iSq! Furniture (other than medically necessary durable medical equipment) such as commercial beds, mattresses, chairs. This is a fixed cost price with unlimited follow up. At present, we have gotten successful insurance approval for FTM/N top surgery from the following insurers: Unfortunately, we do not accept Medicare at this time. However many plastic surgeons offer payment options and outside financing, the most popular being CareCredit. Lack of imaging confirmation of rupture in association with persistent local symptoms requires case by case consideration. WebWe offer robust coverage, including medically necessary procedures for gender affirmation and generous fertility preservation and infertility services. Lumpectomy is the removal of the breast tumor and surrounding tissue. LU . Blepharoplasty/Brow reduction/brow lift (removal of redundant skin of the upper and/or lower eyelids and protruding periorbital fat) III. Insurance companies do not cover this surgery because it's "cosmetic " in nature, they do cover breast reconstruction after breastcancer surgery. *Your benefits and coverage may vary. 1114 0 obj <>stream 1-800-472-2689 (TTY : 711) . endstream endobj 1071 0 obj <>stream Systemic symptoms, attributed to connective tissue diseases, autoimmune diseases, etc. Will having breast implants affect my coverage if I later develop, Will any of the diagnostic tests that I may need after getting breast implants, such as MRIs or extra. What you need to know about the disease and our commitment to ensuring you have access to the right care at the right time. WebSection V-Surgical Management of Breast Implants. Most women have to pay that out of their own pockets. : Nu quy v n.i Ting Vit, c.c dch v h tr ng.n ng c cung cp cho quy v min ph.. Gi cho Dch v Hi vi.n theo s tr.n th ID ca quy v Cuc gi 1-800-472-2689(TTY: 711). Pain: In general, breast augmentation is tolerated very well. In the U.S., breast augmentation surgery -- getting breast implants for cosmetic reasons -- cost an average of $6550 (including %PDF-1.7 % The type of mastectomy (subcutaneous, partial, modified, or radical) and the timing of the surgery vary for each individual and are determined by the surgeon. Services, Drugs, and Supplies Provided Overseas, Non-FEHB Benefits Available to Plan Members. Services that do not meet the criteria of this policy will be considered not medically necessary. If additional surgery is required for either breast for treatment of physical complications of the implant or reconstruction, surgery on the other breast to produce a symmetrical appearance is reconstructive at that point as well. hb```@(1atZ Qr)aFKyi]8>I_13 huv1v.<4zz"@lfYXl}qjRX*:;+:;:;:LQ f 1zGzdQp26W&YJHO2pF(ug.`Fh$5XP>C!^DmSkp_J)^)6"Y/!r7s!J/\] }} f((x Self and Family biweekly premiums will be $16.64, Standard Option: With PPO insurance plans that cover transgender surgery, we are usually able to get a portion (if not all) of the surgery covered. I'm 34 with 4 kids & a 34A. The Blue Cross and Blue Shield Association is a national federation of 34 independent, community-based and locallyoperated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans. 1152 0 obj <> endobj As with other types of cosmetic Services or supplies we are prohibited from covering under the Federal Law. You will have no success getting breast implants surgery covered by any insurance plan. With enhanced benefits in all products in 2022, FEP continues its mission to provide unparalleled products and services to our members and their families.. My health insurance is an HMO plan. We offer robust coverage, including medically necessary procedures for gender affirmation and generous fertility preservation and infertility services. Ask your health insurance company ahead of time so you know what to expect. BAA !KOHWIINDZIN DOO&G&: Din4 kehj7 y1n7[tigo saad bee y1ti 47 t11j77ke bee n7k1adoowo[go 47 n1ahooti. There may be other exclusions and limitations listed in Section 5 of this brochure. In the U.S., breast augmentation surgery -- getting breast implants for cosmetic reasons -- cost an average of $6550 (including surgeon's fees, operating room costs and anesthesia)in 2022. Recreational or educational therapy, and any related diagnostic testing, except as provided by a hospital during a covered inpatient stay. I'm currently pear shaped. Surgery* on the contralateral breast to produce a symmetrical appearance after removal of an implant and reimplantation may be considered reconstructive and medically necessary: * Types of reconstructive surgical procedures on the diseased breast include, but are not limited to: Surgery on the contralateral breast to produce symmetry not meeting the criteria as indicated in this policy is considered not medically necessary. We have Member Service associates who can review your benefits and costs, and help you find a doctor who fits your needs. 1Under Basic Option you pay 30% of our allowance for agents, drugs and/or supplies you receive during your care. Reconstructive breast surgery is defined as those surgical procedures performed that are designed to restore the normal appearance of a breast. Blue Cross Blue Shield FEP Vision Premiums in 2022: High Option: In such circumstances the specialty drug Check out the changes and updates to our plan in 2023. Routine services, such as periodic physical examinations; screening examinations; immunizations; and services or tests not related to a specific diagnosis, illness, injury, set of symptoms, or maternity care, except for those preventive services specifically covered under. Hi,Thanks for your question. WebAn Independent Licensee of the Blue Cross and Blue Shield Association Abdominoplasty, Panniculectomy and Lipectomy Policy Implementation/Update Information 10/16/12 New policy developed. BCBS FEP Dental Standard Option will cover Class A (Basic), B (Intermediate), and C (Major) services for children at 100% when these services are provided by in-network providers. Quantity Level Limits For Breast Prosthetics. Suite 1000, 450 Sutter St San Francisco, CA 94108, Introduction to FTM, FTN, MTF and MTN Top Surgery. "03X2002$n0(Sh*lB4|P `vc ATTENTION : si vous parlez franais, des services dassistance linguistique sont disponibles gratuitement. ` D9? American Society for Aesthetic Plastic Surgery. endstream endobj startxref **Conservative treatment for fibrocystic breasts consists of, but is not limited to: support bras, avoiding trauma, avoiding caffeine, medication for pain, anti-inflammatory drugs, hormonal manipulation, use of vitamin E, use of diuretics, and salt restrictions. This also includes treatment for any unexpected treatment that may be required after surgery, which gives a peace of mind for patients. 0 Good luck. Insurance companies don't cover breast implants for "cosmetic" purposes. Regardless, we work extremely hard to help our patients navigate the insurance system. For members whose gender Services, drugs, or supplies related to medical marijuana. 1-800-472-2689(TTY: 711). Surgery on the Contralateral Breast to Produce Symmetry. Removal of a silicone gel-filledbreast implant may be considered medically necessary: Removal of a saline-filledbreast implant may be considered medically necessary forEITHERof the following indications: Removal of a breast implant associated with a Baker class III contracturemay be considered medically necessary: The following indications for removal of breast implants are considerednot medically necessary: Removal of breast implant not meeting the criteria as indicated in this policy is considered not medically necessary. Reconstructive breast surgery not meeting the criteria as indicated in this policy is considered not medically necessary. x]s6=3x;Lin4{ #Hs A $Yr"Sv]'66M1eyES-|KY]x~sg*_;69"vsY?Y3?{w5L?&`~^/I?YdPdZ8b\ Leading the way in health insurance since 1929. Services Provided by a Hospital or Other Facility, and Ambulance Services, 5(e). However, health insurance companies can: SOURCES: Implant Information Project: "What You Need to Know Before You Get Breast Implants." Don't give up hope though because there are several awesome financing companies, including CareCredit, Alphaeon and United Medical Credit. Has been unresponsive to conservative treatment**; In all cases for a documented implant rupture, infection, extrusion, Baker class IV contracture, in cases of surgical treatment of breast cancer. : -, . If you have prescription drug coverage with us and are having trouble refilling a prescription, help is available. By continuing to use this website, you consent to these cookies. Insights, information and powerful stories on how Blue Cross Blue Shield companies are leading the way to better healthcare and health for America. When the implant was originally placed for reconstructive purposes in an individual with a history of mastectomy, lumpectomy or treatment of breast cancer. The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies. Basic Option: In those individuals who had originally undergone breast implantation for reconstructive purposes. Each insurance company such as Blue Cross Blue Shield has its own standards on what qualifies a patient for insurance coverage of a breast reduction. Advanced care planning, except when provided as part of a covered hospice care treatment plan (see page. ? Wellness and Other Special Features, 5(i). Our AskBlueSMFEP Medical Plan Finder tool can help you select the right option for your needs. 3 0 obj All rights reserved. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> DrMaz. Before you get breast implants, ask your insurance company these five questions: Get the answers in writing and check back with your insurance company every couple of years, since it may change its policy. Thank you for your question. Grade II: Breast is less soft and the implant can be palpated but is not visible. Select Blue Cross Blue Shield Globalor GeoBlue if you have international coverage and need to find care outside the United States. Roughly a third of Americans have healthcare insurance through a Blue Cross Blue Shield company. Services, drugs, or supplies you receive from a provider or facility barred or suspended from the FEHB Program. %vH>jJ(BS+4t|!vLSM z7&^\&gN;ObtGn=M&qbn' IL\] #5!qgu02>/qdV&JUNeHyYYQD-LKR(=#s!R{@*^Gg&lrGAegn[R-{.{/om?DiQiH9e1A Eligible participants will have an opportunity to make their coverage decisions during Open Season, which runs from Nov. 8 through Dec. 13, 2021. For instance, some insurers won't cover diseases of the breast - including breast cancer -- if you have breast implants. If you do not see your insurer on this list, please contact us. You will be going to a new website, operated on behalf of the Blue Cross and Blue Shield Service Benefit Plan by a third party. For more information, view our privacy policy. Self and Family biweekly premiums will be $54.16, Standard Option: In most practices, including ours, financing programs are available. If you need help taking the next step, our specially trained team can help coordinate with our clinical teams to guide you on your gender-affirming journey. Self Only biweekly premiums will be $80.18 Self and Family biweekly premiums will be $27.67. If you're looking into the costs of breast implants for cosmetic reasons, you should also consider: Because breast implants can interfere with the accuracy of normal mammograms, women may also need extra X-ray images at additional cost. endobj And if youre not sure just call us. 2023 Blue Cross Blue Shield Association. Services, drugs, or supplies related to sexual dysfunction or sexual inadequacy (except for surgical placement of penile prostheses to treat erectile dysfunction and gender reassignment surgeries specifically listed as covered). Nothing for covered preventive screenings, immunizations and services, In-network care only, except in certain situations like emergency care.
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